VERIFIED CONSTRUCTION FACTS
Built Differently. On Purpose.
The decisions that matter here were made before anything visible was installed. Elevation, drainage, and structure came first. Latitudes is one of the few hurricane rated townhomes Florida buyers can walk while it is still going up.
The number this page rests on
21'
above the floodplain
FEMA Zone X. That is the lowest risk designation FEMA assigns, and every other decision on this page follows from it.
PROTECTION
The decisions made long before the drywall
Each one exists for a reason a Florida owner lives with every June through November.
Approximately 21 feet of elevation
The community sits well above FEMA flood thresholds, inland and away from water runoff. That places it in FEMA Zone X, the lowest risk designation.
Engineered drainage throughout
Site drainage was designed with the grading, not added after it. The systems move water away from structures rather than letting it pool.
Solid block construction on Levels 1 and 2
Reinforced block carries the lower two levels instead of wood frame. That is where the structure takes the most load.
Impact-rated openings
Every window and door is hurricane impact-rated and exceeds Florida building code. There are no shutters to put up before a storm.
Elevated garages and entries
Garage slabs and front entries are raised above grade. That adds protection in any water event, including ordinary summer rain.
No federally required flood insurance
Lenders do not federally require flood insurance in Zone X. That changes what you carry at closing and what you renew each year.
Flood insurance is not federally required in FEMA Zone X. Individual lender requirements and buyer circumstances vary.
Outside the storm surge zone
Inland elevation means no coastal surge exposure. The community also sits outside evacuation zones.
An engineer's build sequence
The builder comes from a structural engineering background. That is why the load decisions were made first and the finishes came after.
THE COMPARISON
Compared to the coastal alternative
Same Tampa Bay access, different exposure profile. Categories only.
| Category | Latitudes in the Park | Typical coastal alternative |
|---|---|---|
| Flood insurance requirement | FEMA Zone X: not federally required | Frequently required in coastal A and V zones |
| Impact openings | Included on every window and door at delivery | Often retrofitted later, or covered by removable shutters |
| Construction method | Solid block construction on Levels 1 & 2 | Wood frame is common at this price in coastal inventory |
| Elevation relative to base flood | approximately 21 feet above the floodplain | Barrier island and waterfront sites sit far lower |
Insurance costs vary by carrier and by property. Your lender and insurer will price your specific situation.
Flood insurance is not federally required in FEMA Zone X. Individual lender requirements and buyer circumstances vary.
THE BUILDER
Built by Roesch Homes
Roesch Homes builds from a structural engineering background. Load paths, elevation and drainage were settled before anyone chose a countertop, which is why the protection list above reads the way it does.
Come See What's Different.
Come walk the rooftops with us. Thirty minutes, no pressure, and you will know within the first ten whether this is your street.
Tour hours
Saturday + Sunday
Private appointments available
Call or text
(860) 930-7120Sales center: Pinellas Park, FL 33781